I have the Moose XC1 Body Armor and really like it. Comfy, cool, fits easily under shirts and jackets. Way better than wearing no armor.
However, one time I took a superman dive off my bike onto the dirt in it. My lead arm (forearm, elbow) slid on the ground and the XC1 arm pad slid back up my arm and exposed it to abrasion. I got a substantial raspberry along my forearm, elbow. I wasn't expecting that kind of exposure from that armor. Built-in thumb loops or forearm straps would have prevented this.
Something to consider with the XC1.
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